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Flexible Home & Commercial Renovation Financing in BC

Build Now. Pay Over Time. Stay in Control.

We offer structured in-house financing for both residential and commercial projects. Our programs are designed to maintain project quality, protect execution standards, and provide clients with controlled flexibility without long-term debt commitments.

3-MONTH PLAN
6-MONTH PLAN
12-MONTH (1-YEAR) PLAN

How It Works

Project scope and pricing finalized.

Financing plan selected (3, 6, or 12 months).

Written agreement executed with full cost disclosure.

Work begins.

Structured monthly payments commence.

Residential Financing

Short-Term Structured Payment Plans for Homeowners. Move forward with your renovation or upgrade without delaying your project due to upfronconstraints capital

  • 3-Month Residential Plan

    • Equal monthly payments over 3 months
    • Ideal for small to mid-size renovations and repairs
    • Fast payoff structure
    • Bi-Weekly Payments

  • 6-Month Residential Plan

    • Equal monthly payments over 6 months
    • Designed for moderate renovations and additions
    • Balanced monthly structure
    • Bi-Weekly Payments

  • 12-Month (1-Year) Residential Plan

    • Equal monthly payments over 12 months
    • Best suited for larger renovations and structural upgrades
    • Predictable monthly budgeting
    • Bi-Weekly Payments

5% Early Payout Bonus

Clients who pay out the remaining financed balance early receive a 5% bonus credit applied to the outstanding financed portion at the time of payout.

Ideal For:

  • Basement renovations
  • Kitchen & bathroom remodels
  • Additions and structural upgrades
  • Exterior improvements and emergency repairs

Commercial Financing

Short-Term Capital Structuring for Business Projects. Our commercial financing programs allow businesses to execute renovations, build-outs, and upgrades while preserving operational cash flow.

  • 3-Month Commercial Plan

    • Equal structured payments over 3 months
    • Ideal for tenant improvements and targeted upgrades
    • 5% Early Payout Bonus
    • Bi-Weekly Payments

  • 6-Month Commercial Plan

    • Equal structured payments over 6 months
    • Suitable for moderate build-outs and renovations
    • 5% Early Payout Bonus
    • Bi-Weekly Payments

  • 12-Month Commercial Plan

    • Equal structured payments over 12 months
    • Designed for larger commercial upgrades and structural work
    • 5% Early Payout Bonus
    • Bi-Weekly Payments

Our commercial plans are designed to:

  • Maintain project margin and quality standards
  • Cover materials, labor, supervision, compliance, insurance, and overhead
  • Provide clear installment schedules
  • Align payment timing with project execution milestones

All agreements include full written disclosure of total project cost and payment structure

5% Early Payout Bonus

Pay Off Early & Save!

Clients who pay out the remaining financed balance early receive a 5% bonus credit applied to the outstanding financed portion at the time of payout.

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Compliance Notice

All financing programs are subject to written agreement, internal approval, and compliance with applicable provincial and federal regulations. Full cost disclosure, installment schedules, and early payout terms are provided prior to contract execution.